PayPal vs Capital One
- PayPal: Digital payments + Venmo. Was a darling, now a turnaround story.
- Capital One: A major US credit-card lender and bank, best known for its consumer cards. After buying Discover it now runs its own card network too, putting it closer to Visa and Mastercard.
- Over the past five years Capital One stock returned +29% versus -78% for PayPal, in USD. Past performance is not a guide to the future.
- They compete in the same space (Payments), so many investors simply own both through a broad index fund instead of picking a winner.
Shown in USD. Past performance is not a reliable guide to future results.
- Country
- πΊπΈ United States
- πΊπΈ United States
- Industry
- Payments, Finance & banks
- Finance & banks, Payments
- 1Y return (USD)
- -22.6%
- -6.9%
- 3Y return (USD)
- -5.7%
- +121.7%
- 5Y return (USD)
- -78.3%
- +28.8%
- Trades in
- USD
- USD
Digital payments + Venmo. Was a darling, now a turnaround story.
See full PayPal details βA major US credit-card lender and bank, best known for its consumer cards. After buying Discover it now runs its own card network too, putting it closer to Visa and Mastercard.
See full Capital One details βAvailable on Interactive Brokers
Buy PayPal, Capital One and thousands of other stocks worldwide on Interactive Brokers.
Frequently asked questions
Which performed better, PayPal or Capital One?
Over the past five years PayPal stock returned -78% and Capital One returned +29% in US dollars, so Capital One has been the stronger performer in that window. Past performance says little about the future, which is why the chart on this page lets you check other periods too.
Can I buy both PayPal and Capital One shares?
Yes. Nothing stops you owning both companies, and many investors do exactly that instead of trying to pick the winner. Both are available to investors worldwide through a broker such as Interactive Brokers.
Is it safer to buy an ETF instead?
A broad index fund holds hundreds of companies at once, usually including both of these, so a single bad year at one business barely dents it. Owning individual shares concentrates that risk, which is why many beginners keep single stocks to a small slice of a mostly fund-based portfolio.