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Visa vs Mastercard

V logoVVisa Inc.vsMA logoMAMastercard Incorporated
The short answer
  • Visa: The biggest card network. Toll-collector on global card spending.
  • Mastercard: The other big card network. Same toll-collector model as Visa.
  • Over the past five years Visa stock returned +54% versus +52% for Mastercard, in USD. Past performance is not a guide to the future.
  • They compete in the same space (Payments), so many investors simply own both through a broad index fund instead of picking a winner.
Performance
Loading chart…

Shown in USD. Past performance is not a reliable guide to future results.

MetricVMA
Country
πŸ‡ΊπŸ‡Έ United States
πŸ‡ΊπŸ‡Έ United States
Industry
Payments, Finance & banks
Payments, Finance & banks
1Y return (USD)
+2.2%
-2.3%
3Y return (USD)
+50.8%
+37.6%
5Y return (USD)
+53.6%
+51.7%
Trades in
USD
USD
V logoVisaV

The biggest card network. Toll-collector on global card spending. Wide moat, predictable cash flows.

See full Visa details β†’
MA logoMastercardMA

The other big card network. Same toll-collector model as Visa. Often moves in lockstep.

See full Mastercard details β†’
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Frequently asked questions

Which performed better, Visa or Mastercard?

Over the past five years Visa stock returned +54% and Mastercard returned +52% in US dollars, so Visa has been the stronger performer in that window. Past performance says little about the future, which is why the chart on this page lets you check other periods too.

Can I buy both Visa and Mastercard shares?

Yes. Nothing stops you owning both companies, and many investors do exactly that instead of trying to pick the winner. Both are available to investors worldwide through a broker such as Interactive Brokers.

Is it safer to buy an ETF instead?

A broad index fund holds hundreds of companies at once, usually including both of these, so a single bad year at one business barely dents it. Owning individual shares concentrates that risk, which is why many beginners keep single stocks to a small slice of a mostly fund-based portfolio.

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