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US investment-grade corporate bonds

LQDA.LΒ·iShares $ Corp Bond UCITS ETF USD (Acc)
Tracks Markit iBoxx USD Liquid Investment Grade Index

This fund lends money to large, financially strong US companies and collects the interest. It pays more than government bonds because companies are slightly riskier than the government. It is a core way to earn higher bond income without going into risky territory.

Annual fee
0.20%
per year
Risk level
Medium
Dividends
Reinvested
automatically
Provider
iShares (BlackRock)
-over the past year
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Worst drop
-
Volatility / yr
-
Annual fee
0.20%
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Returns shown in USD (your base currency). Past performance is not a reliable guide to future results.

What's good
  • Higher income than US Treasuries
  • Spreads risk across many firms
  • Investment-grade, lower default risk
Watch out for
  • Can fall in a recession
  • Riskier than government bonds
  • US dollar currency risk for SGD investors

About this fund

The fund tracks the Markit iBoxx USD Liquid Investment Grade index, holding the most liquid US dollar corporate bonds rated investment grade. These are bonds from established companies judged likely to repay, so default risk is low but not zero. It is one of the largest USD investment-grade corporate bond ETFs available to European investors.

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Available on Interactive Brokers

Low-cost access to US investment-grade corporate bonds and 10,000+ funds worldwide.

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Themes
bondcorporateinvestment-gradecreditaccumulatingucitsusd

Frequently asked questions

Is LQDA.L accumulating or distributing?

iShares $ Corp Bond UCITS ETF USD (Acc) (LQDA.L) is an accumulating ETF, so its dividends are reinvested automatically inside the fund instead of paid out as cash. The value compounds in the share price, which keeps things simple since the dividends are reinvested for you instead of arriving as cash you would otherwise have to reinvest yourself.

What is the annual fee (TER) for LQDA.L?

LQDA.L has a total expense ratio (TER) of 0.20% per year. On a $10,000 holding that is roughly $20 a year, charged inside the fund rather than billed to you separately. A lower fee leaves more of the return compounding for you over time.

Can I buy LQDA.L on Interactive Brokers?

Yes. LQDA.L trades on LSE, USD and is available to investors worldwide through Interactive Brokers (IBKR). IBKR is the most popular way to buy UCITS ETFs because of its low FX conversion cost (around 0.03%) and low trading commissions.

What does LQDA.L invest in?

iShares $ Corp Bond UCITS ETF USD (Acc) (LQDA.L) tracks the Markit iBoxx USD Liquid Investment Grade Index. This fund lends money to large, financially strong US companies and collects the interest. You buy one fund and get the whole basket in a single trade.

Is LQDA.L a UCITS ETF, and where is it domiciled?

Yes, LQDA.L is a UCITS ETF domiciled in Ireland. For non-US investors, Irish-domiciled UCITS ETFs are usually preferred over US-domiciled ones: US dividend withholding tax is 15% under the tax treaty (versus 30% on US-domiciled funds for many non-US investors), and the holdings sit outside US estate tax.

How risky is LQDA.L?

On the TickerCompare 1 to 5 scale, LQDA.L is rated medium risk (3/5), based on how much its price has moved historically. Higher-risk funds can fall further in a downturn, so match the choice to your time horizon and how much volatility you can stomach.