The S&P 500, dividends reinvested
The set-and-forget version of Vanguard's S&P 500 fund. Identical holdings and fee to VUSA, but dividends are reinvested inside the fund automatically, so your money compounds without you lifting a finger.
Returns shown in USD (your base currency). Past performance is not a reliable guide to future results.
- Dividends reinvested automatically, zero effort
- Very low 0.07% yearly fee
- Simplest way to compound the S&P 500
- No income paid out to spend
- 100% United States, no other countries
- Top-heavy: a few tech giants dominate
About this fund
The accumulating share class of Vanguard's S&P 500 UCITS ETF. Same fund and same 0.07% fee as VUSA, but dividends are reinvested inside the fund instead of paid out, which makes it the simpler hands-off choice for long-term compounding. Trades in pounds on the London Stock Exchange.
Alternatives to VUAG
Other funds tracking S&P 500, plus close substitutes. Cheapest first.
Available on Interactive Brokers
Low-cost access to The S&P 500, dividends reinvested and 10,000+ funds worldwide.
Frequently asked questions
Is VUAG.L accumulating or distributing?
Vanguard S&P 500 UCITS ETF (USD) Accumulating (VUAG.L) is an accumulating ETF, so its dividends are reinvested automatically inside the fund instead of paid out as cash. The value compounds in the share price, which keeps things simple since the dividends are reinvested for you instead of arriving as cash you would otherwise have to reinvest yourself.
What is the annual fee (TER) for VUAG.L?
VUAG.L has a total expense ratio (TER) of 0.07% per year. On a $10,000 holding that is roughly $7 a year, charged inside the fund rather than billed to you separately. A lower fee leaves more of the return compounding for you over time.
Can I buy VUAG.L on Interactive Brokers?
Yes. VUAG.L trades on LSE, GBP and is available to investors worldwide through Interactive Brokers (IBKR). IBKR is the most popular way to buy UCITS ETFs because of its low FX conversion cost (around 0.03%) and low trading commissions.
What does VUAG.L invest in?
Vanguard S&P 500 UCITS ETF (USD) Accumulating (VUAG.L) tracks the S&P 500. The set-and-forget version of Vanguard's S&P 500 fund. You buy one fund and get the whole basket in a single trade.
Is VUAG.L a UCITS ETF, and where is it domiciled?
Yes, VUAG.L is a UCITS ETF domiciled in Ireland. For non-US investors, Irish-domiciled UCITS ETFs are usually preferred over US-domiciled ones: US dividend withholding tax is 15% under the tax treaty (versus 30% on US-domiciled funds for many non-US investors), and the holdings sit outside US estate tax.
How risky is VUAG.L?
On the TickerCompare 1 to 5 scale, VUAG.L is rated medium risk (3/5), based on how much its price has moved historically. Higher-risk funds can fall further in a downturn, so match the choice to your time horizon and how much volatility you can stomach.